Expert Surveys from a RICS qualified Surveyor

Buying your home is probably the biggest financial commitment you will ever make and therefore it is essential that you get it right.

According to RICS research over a fifth of buyers who did not commission a survey are left with a property they regret buying and an average repair bill of £5,750.

At Phillips Smith & Dunn we have qualified and experienced surveyors who can provide you with a survey to meet your needs and give you peace of mind. Our Surveyors cover the whole of the North Devon area. 

Types of surveys

We offer three main types of survey to meet your needs. 

Survey level one: RICS Condition Report

Click here for a description

Survey level two: RICS HomeBuyer Report

Click here for a description

Survey level three: RICS Building Survey

 

Comparison of surveys

Service featuresRICS Condition ReportRICS HomeBuyer ReportRICS Building Survey
Describes the construction and condition of the property on the date of the inspection
Aims to identify any problems that need urgent attention or are serious
Aims to identify things that need to be investigated further to prevent serious damage
Aims to tell you about problems that may be dangerous
Aims to show up potential issues and defects, before any transaction takes place
Aims to help you decide whether you need extra advice before committing to purchase  
Aims to enable you to budget for any repairs or restoration  
Aims to advise you on the amount of ongoing maintenance required in the future  
Provides a reinstatement cost to help you avoid under or over-insurance    
Provides a market valuation    
Aims to establish how the property is built, what materials are used and how these will perform in the future    
Aims to describe visible defects, plus exposing potential problems posed by hidden defects    
Aims to outline the repair options and give you a repair timeline, whilst explaining the consequences of not acting    
Where practical and agreed, provides an estimate of costs for identified repairs    
Provides specific comments on energy efficiency    

Frequently asked questions

How much does a survey cost?

The cost of the survey will depend on the level of survey you require, the type of property and its location. Surveys start from £200 but we always provide our clients with an upfront quote before we proceed. 

How long do I have to wait for the survey?

Our aim is to carry out the survey as quickly as possible so you can make an informed decision on how to proceed. We usually issue the final report within 3-5 days of our inspection, (5-7 days for building surveys) but will also give you a verbal update within 24 hours to run through our main findings.

Do I need a survey if I've had a mortgage valuation?

The common misconception is that having a mortgage valuation will be ‘good enough’. This is simply not true. Bear in mind this is not primarily made for you. It's used by the lender to assess suitability for a mortgage. There's no detailed information on condition and buyers can still get caught out with the costs of unanticipated repairs - even major defects - after they're committed to the purchase.

An independent survey is essential to make an informed decision. Nobody buys a house without legal advice and you shouldn't buy one without professional advice either.

 

Questions?

If we haven't been clear on anything and you've still got questions, please ask.

 
 
James White
01271 327878